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Should You Buy Investment Property Personally or Through a Company?
Hold your rental in your own name or set up a limited company?
The answer isn’t one‑size‑fits‑all, but here’s a framework:
Oct 71 min read


Will Your Money Outlive You?
Imagine this: you and your partner are both 40, have £250,000 in the bank, and save £2,000 a month. You want to retire at 55 on £60,000 a year, pay for two children (now 2 and 5) to go to university, and buy a retirement home in 15 years.
Right now all your savings sit in a bank paying 1 % interest.
The uncomfortable truth? You run out of money at...
Sep 301 min read


Your “Safe” Savings Account Is Costing You a Fortune
Think your money is safe sitting in a savings account? Think again.
Sep 231 min read


Why I Spend £550 a Month on Life & Serious Illness Cover, and Why You Might Want To…
£550 a month for insurance?
For some people that sounds outrageous. For me, it’s a non‑negotiable. Here’s why:
Sep 161 min read


The Hidden Cost of “Cheap” Rental Properties
On paper, a £65,000 terrace in Sheffield that rents for £550 a month looks like a landlord’s dream…around 10 % yield!
Here’s the reality:
Sep 91 min read


Expats, You’ve Got an Expiry Date - Plan for It
If you’re an expat in the ME, here’s an uncomfortable truth: one day you’ll have to pack your bags and make way for someone younger. The...
Sep 21 min read


Never Buy Investment Property for Cash: Here’s Why
Some people think paying cash for an investment property is the “safe” option. I couldn’t disagree more.
Aug 261 min read


Do You Have Unclaimed Assets?
The total value of unclaimed financial assets in the UK is approximately £15-20 Billion. But what is an unclaimed asset? It's basically...
Mar 21, 20212 min read


The Budget 2021
Please see below the AHR Guide to the 2021 Budget.
Mar 7, 20211 min read


The Ulysses Pact
Have you heard of the Ulysses Pact before? A Ulysses Pact refers to an agreement Ulysses the legendary Greek King made with his men as...
Feb 28, 20212 min read


What Gets Measured, Gets Improved
I’ve always sort of followed this in most walks of life but this is something that after getting back into a healthy fitness routine has...
Feb 21, 20211 min read


What Is Your Why?
What's Your Why?
People invest for different reasons. But, very rarely do I see it being about the money itself but the goal...
Feb 15, 20212 min read


The Truth About Passive Income
I want to talk about "passive income", it’s a major buzz word on the internet at the minute, and if you fall into the trap of googling it or
Feb 8, 20211 min read


How to Retire on Your Terms
It’s really important you understand this. Something is going to happen in your life. One day, you’re going to stop working. And you have...
Jan 31, 20212 min read


Family Wealth 101 in 2021
So here we are. As expected, the clock hit midnight on December 31st and we entered 2021 and… well nothing really, nothing changed. We’re...
Jan 10, 20212 min read


Why I've Stopped Watching The News
The chemical reaction in your brain that causes you to be addicted to drugs, alcohol or porn, has been proven to be the same chemical...
Nov 30, 20202 min read


It's Never Too Early, But Never Too Late
OK, we’ve spoken about compound returns before, which is basically interest on interest. Today you invest £100, it grows at 10% in a year...
Nov 23, 20203 min read


The Number One Reason Couples Argue
One of the most common arguments in a marriage is about money; how to spend it, and how to save it for things that really matter. And if...
Nov 12, 20202 min read


Your Money Triangle
Imagine a triangle. And this triangle represents your monthly salary. In one corner you have today, in another corner you have kids...
Oct 24, 20202 min read


State Pension Age Hits 66
The state pension age has officially hit 66 after steady rises in the qualifying age in recent years.
Oct 23, 20202 min read
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