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  • Writer's pictureJoe Woodhouse

State Pension Age Hits 66

The state pension age has officially hit 66 after steady rises in the qualifying age in recent years.


Men and women born between 6 October, 1954, and 5 April, 1960 (ie 60 year old), will not receive their pension until their 66th birthday.


For anyone born after, there will be a phased increase in state pension age to 67, eventually rising to 68.


This is all after Rishi Sunak vowed that the "triple lock" pledge is safe (but for how long?).





The current full state pension is worth £175.20 a week.


To receive the full amount, you have to meet various criteria including 35 qualifying years of national insurance.


The age at which people receive the state pension has been increasing as people live longer, and the government has plans for the increase to 68 to be brought forward .


 The thing we should take away from this are quite simple:


The age is being increased consistently, because there isn’t the funds to cover everyone as we continue to live longer, so therefore the government want us to work longer.


So, what can you do about it?


Let's be honest, the State Pension is a great start to funding retirement, but £175 per week isn’t anywhere near enough for most people to live the life they would like after 40 to 50 years of working.


Start planning for your own future now, put your own money aside and invest it so it grows. There is no time now to start planning for your future, regardless of your age. If you want to have a retirement that ends on your terms and a lifestyle that you will enjoy you have to take this one on yourself, no doubt about it.


Don’t know where to start? Check out our website (link below) for a MASSIVE backlog of content we’ve shared, with new content being added weekly. Or get in touch and I’ll happily help and point you in the right direction.


You can’t rely on a government; you can only rely on yourself.


See below links you may find useful


-      Government Calculator to Check your State Pension Age

-      Government Calculator to check your projected State Pension

-      Government Life Expectancy Calculator

-      And the most important link of all for all your financial needs…..


Thanks for reading,




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