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  • Writer's pictureJoe Woodhouse

Time is NOT Money, Money is Time

We’ve all heard the saying "time is money"

Well, that's wrong. 

Money is Time.

Think about it. Money takes time to make, and while you can find, make, borrow, inherit or even steal money; time you cannot.

Think of the judicial system, what’s the harshest penalty you can get? Jail, as a punishment, they take time from you.  

Everyday you look in the mirror you’re getting older, you’re getting slower, at some point your body or your mind is going to stop working. If you are 40 years old and you want to retire at 60. You’ve only got 1040 Wednesdays left, or even scarier just 240 pay days.

I know this sounds morbid, but it’s true, and you know it. If it takes you a month to save £1,000. And you blow that on a TV you don’t need. That TV has cost you a month of your life. And when I realised this, my relationship changed instantly with money. 

Money is a precious resource that people, including myself, sacrifice time for. Time with my family, time with friends, time living, time that i'll never get back.

So now when I eyeball up a fancy new gadget or designer gear. I look at my watch and work out how much time it’s gonna cost me. Not how quick I can earn it, that’s irrelevant, because you can bullshit yourself and say "it’s only a days work", which is what I used to do.

But it’s not though is it. Because you’ve got bills, tax, expenses that NEED to be paid, you need to eat, you need to clothe your kids, so what’s left after all this? How long is it going to take me to save it. And most of the time, it changes my mind from buying shit I don’t really need. 

And this isn't to say "don't buy things" - you have got to live, but it's a cautionary tale, a mindset change to help you realise that caution with your finances, and time, can go a long, long way.

So remember - Money is time, don’t squander it.  

Thanks for reading,


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